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Register with your Event Code
If you're part of a team, attending a venue, or participating in an event covered by Flip Insurance, you can find your Event Code sent to you by your team or event organiser in your email inbox.
By registering, you'll be able to view your cover details and claim if you get injured.
Download the Flip Insurance app to register
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Insurance that wants to pay you
Up to $50,000
With our set cash-in-hand amounts, we aim to reduce nasty surprises - you always know what you'll get.
How much we’ll pay you
In a nutshell, you’re insured by Flip Group Active for accidental injuries of a specified severity that happen while you’re covered.
We pay you cash directly to your bank account on approved claims, to spend however you want.
You are eligible for a benefit if you suffer an Accidental Injury of a severity that meets one or more of the descriptions in the Benefits table as determined by a Registered Doctor.
- For one Accident you can qualify for multiple benefit types.
- You can claim each benefit type once per Accident and you can get up to $50,000 in payouts.
You may be covered for ambulance costs. Check with your Policy Owner (event organiser) to be sure.
For example, Casey, suffered a serious shoulder injury. Despite Medicare’s cover, he still faced several unexpected costs related to surgery, rehab and daily expenses.
Casey's payout = $2,600
X-ray
$100
CT scan
$100
Specialist care
$100
Cast
$100
Urgent treatment in a hospital
$200
Surgery
$2,000
TOTAL BENEFITS PAID
$2,600
Benefits
Accidential Injuries | Payout |
|---|---|
 An Accidental Injury of a severity that requires a diagnosis by an X-ray or ultrasound | $100 |
An Accidental Injury of a severity that requires a diagnosis by an MRI or CT scan | $100 |
An Accidental Injury of a severity that requires at least 2 physiotherapy sessions You must first see a A Registered Medical Doctor who confirms that your injury is of a severity that requires a certain amount of physiotherapy. | $150 |
An Accidental Injury of a severity that requires at least 4 physiotherapy sessions (paid in addition to the $150 benefit above which requires at least 2 sessions) You must first see a A Registered Medical Doctor who confirms that your injury is of a severity that requires a certain amount of physiotherapy. | $150 |
An Accidental Injury of a severity that requires specialist care | $100 |
An Accidental Injury of a severity that requires a cast, brace or splint | $100 |
An Accidental Injury of a severity that requires urgent treatment in a hospital emergency department | $200 |
An Accidental Injury of a severity that requires inpatient hospital care for 2 or more nights | $1,000 |
An Accidental Injury of a severity that requires surgery in hospital | $2,000 |
An Accidental Injury that requires major dental treatment (crown or bridge work, root canal, implants, dentures or splints) | $2,000 |
An Accidental Injury of a severity that requires care in an intensive care unit (ICU) | $5,000 |
An Accidental Injury of a severity that requires continuous ventilatory support in a hospital for 3 or more nights | $15,000 |
An Accidental Injury involving a traumatic brain or spinal cord injury requiring care in an intensive care unit (ICU) for 5 or more nights | $25,000 |
An Accidental Injury involving a spinal cord injury that results in an inability to move two or more limbs that is persistent 1 month after the injury | $50,000 |
An Accidental Injury that results in the removal of a hand, arm, foot or leg | $50,000 |
*Reminder: A Registered Doctor in Aus or NZ must confirm that your injury is of a severity that requires a certain amount of physiotherapy.
Full details of this insurance can be found in the Product Disclosure Statement (PDS)
How to claim if you're covered
Get injured. Get cash. Get better.
If your team, venue, or event has a Group Active Policy, then you’re automatically covered. If you have an eligible accidental injury, we’ll pay cash directly to your bank account to spend however you want.
Submit your claim via the Flip Insurance app.
- 1
See a Registered Doctor as soon as possible
(no later than 14 days after getting injured). - 2
Get them to confirm you meet one or more covered benefits within 6 months
- 3
Gather evidence of the accident
(e.g. date, time, and location). - 4
Register or sign in to the Flip Insurance app
available in the App Store or Google Play and
use yourEvent CodeCan't find your Event Code?
If you're part of a team, attending a venue, or participating in an event covered by Flip, you can find your Event Code sent to you by your team or event organiser in your email inbox.
If you can't find your Event Code, you can contact us and we'll get you sorted.
- 5
Follow the prompts to make a digital claim
Most claims are approved within one business day.
Frequently Asked Questions
How much is Group Active cover if I’m a participant?
You don’t need to pay anything because the Policy Owner (E.g. Event Organiser) bought it on your behalf.
How do I access my cover details?
You’re automatically covered, but we suggest you download the Flip Insurance app and register with the Event Code sent to you by the Policy Owner. You will be able to see your cover details in the app and be ready to go if you need to claim. It takes about two minutes.
How do I know when my cover starts and ends?
You’ll be able to get details of your cover starts and ends in the Flip Insurance app using the Event Code that the Policy Owner emailed you.
I have cover for an event but can I buy extra cover for additional days?
Yes, you can purchase cover for additional days (e.g. trainings, a race, other activities, a trip, etc.) via the Flip Insurance app. Your dashboard will show your Flip Group Active cover as well as any other extra cover you purchase.
Flip in action: Oliver’s wipeout
Oliver knocked himself out on a sandbank at a surfing competition. The organiser had purchased Flip Group Active for all participants, so Oliver had cover for his accident.
Oliver’s injury was of a severity that required:
Urgent treatment in an emergency department
$200
X-ray
$100
CT scan
$100
Specialist care
$100
TOTAL BENEFITS PAID
$500
Get cover for your other activities and save $$
You’re already covered under a Group Active Policy, but what about your other activities or when you’re in training mode?
With Flip, you can get cover for you or your kids starting from $7 a day. Whether it’s a day, a week, a season, or a race, you can make Flip work for you.
Use code FLIPGROUPIE to get 15% off your next Flip Active purchase.
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Want protection for your most active days?
Check out Flip's range of products
Participant cover
Register your Event Code
If you're part of a team, attending a venue, or participating in an event where the Flip cover was purchased for you by someone else, register your cover with the Event Code.
Overseas cover
Flip Roaming
$80/week
Accidental injury insurance while overseas at a Covered Destination outside Aus/NZ. Up to A$70,000 in cash payouts.
For business
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Flip Group Active
Help your customers enjoy their active lives with peace of mind. Easily integrate accidental injury cover into your core offer to add value and build customer loyalty.
AU/NZ cover
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Flip Active
$7/day
Accidental injury insurance for Australian residents. Get cover for a day, a week or a monthly subscription so you can enjoy your active lifestyle stress-free.
AU/NZ cover
Flip Active for Kids
$7/day
Accidental injury insurance for 5-17 year olds. Parents or legal guardians can buy cover on behalf of their kids, for peace of mind on their most active days.
Leading the Way in Sports and Adventure
Flip Insurance partners with some of Australia’s most prominent sports and adventure brands, ensuring that participants are covered with Australia’s first on-demand group accidental injury insurance.
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