In a nutshell, you’re insured by Flip Group Active for accidental injuries of a specified severity that happen while you’re covered.
We pay you cash directly to your bank account on approved claims, to spend however you want.
You are eligible for a benefit if you suffer an Accidental Injury of a severity that meets one or more of the descriptions in the Benefits table as determined by a Registered Doctor.
You may be covered for ambulance costs. Check with your Policy Owner (event organiser) to be sure.
For example, Casey, suffered a serious shoulder injury. Despite Medicare’s cover, he still faced several unexpected costs related to surgery, rehab and daily expenses.
Accidential Injuries | Payout |
---|---|
An Accidental Injury of a severity that requires a diagnosis by an X-ray or ultrasound | $100 |
An Accidental Injury of a severity that requires a diagnosis by an MRI or CT scan | $100 |
An Accidental Injury of a severity that requires at least 2 physiotherapy sessions You must first see a A Registered Medical Doctor who confirms that your injury is of a severity that requires a certain amount of physiotherapy. | $150 |
An Accidental Injury of a severity that requires at least 4 physiotherapy sessions (paid in addition to the $150 benefit above which requires at least 2 sessions) You must first see a A Registered Medical Doctor who confirms that your injury is of a severity that requires a certain amount of physiotherapy. | $150 |
An Accidental Injury of a severity that requires specialist care | $100 |
An Accidental Injury of a severity that requires a cast, brace or splint | $100 |
An Accidental Injury of a severity that requires urgent treatment in a hospital emergency department | $200 |
An Accidental Injury of a severity that requires inpatient hospital care for 2 or more nights | $1,000 |
An Accidental Injury of a severity that requires surgery in hospital | $2,000 |
An Accidental Injury that requires major dental treatment (crown or bridge work, root canal, implants, dentures or splints) | $2,000 |
An Accidental Injury of a severity that requires care in an intensive care unit (ICU) | $5,000 |
An Accidental Injury of a severity that requires continuous ventilatory support in a hospital for 3 or more nights | $15,000 |
An Accidental Injury involving a traumatic brain or spinal cord injury requiring care in an intensive care unit (ICU) for 5 or more nights | $25,000 |
An Accidental Injury involving a spinal cord injury that results in an inability to move two or more limbs that is persistent 1 month after the injury | $50,000 |
An Accidental Injury that results in the removal of a hand, arm, foot or leg | $50,000 |
If your team, venue, or event has a Group Active Policy, then you’re automatically covered. If you have an eligible accidental injury, we’ll pay cash directly to your bank account to spend however you want.
Submit your claim via the Flip Insurance app.
Can't find your Event Code?
If you're part of a team, attending a venue, or participating in an event covered by Flip, you can find your Event Code sent to you by your team or event organiser in your email inbox.
If you can't find your Event Code, you can contact us and we'll get you sorted.
You don’t need to pay anything because the Policy Owner (E.g. Event Organiser) bought it on your behalf.
You’re automatically covered, but we suggest you download the Flip Insurance app and register with the Event Code sent to you by the Policy Owner. You will be able to see your cover details in the app and be ready to go if you need to claim. It takes about two minutes.
You’ll be able to get details of your cover starts and ends in the Flip Insurance app using the Event Code that the Policy Owner emailed you.
Yes, you can purchase cover for additional days (e.g. trainings, a race, other activities, a trip, etc.) via the Flip Insurance app. Your dashboard will show your Flip Group Active cover as well as any other extra cover you purchase.
With Flip, you can get cover for you or your kids starting from $7 a day. Whether it’s a day, a week, a season, or a race, you can make Flip work for you.
Use code FLIPGROUPIE to get 15% off your next Flip Active purchase.
Flip Insurance partners with some of Australia’s most prominent sports and adventure brands, ensuring that participants are covered with Australia’s first on-demand group accidental injury insurance.