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Looking for insurance cover for Martial Arts injuries?
Protect yourself (and your wallet) with Flip’s Martial Arts accidental injury insurance
About Martial Arts Insurance for accidental injuries
Imagine the convenience of turning short-term insurance on for your MMA competition, boxing event or martial arts tournament. You can go hard with the peace of mind that you’ve got cover for a range of accidental martial arts injuries if something goes wrong.
Flip it on for your competition day or have a monthly subscription to cover you while training and competing.
- Most claims processed within one business day
- Covers accidents in a range of countries
- Same-day cover, or schedule in advance
- Can be used with other insurances for added protection
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Switzerland, Sweden, United Kingdom
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Unleash your inner warrior
Flip can give you extra peace of mind whether you want protection for your or your child’s judo, karate, MMA, boxing, Brazilian jiu-jitsu (BJJ), kickboxing or taekwondo injuries.
While most sports are safe and exciting, martial arts accidents can happen. Don't let an unexpected injury ruin your day – make sure you're protected with Flip.
Flip can be used for competition insurance or training insurance - make it work for you.
Why martial arts insurance for accidental injuries is becoming more popular in Australia
Aussies love their martial arts
According to a 2019 Ausplay report, around 250,000 people aged over 15 participate in martial arts. While martial arts are popular for improving physical health, mental wellbeing, self-confidence, discipline and social skills, they also have the second-highest reported injury rate, with about 16% of participants injured in 2022.
Martial arts injuries can be expensive
All those epic battles can lead to injuries that Medicare, private health insurance or travel insurance don’t necessarily cover in full. The financial pain can hurt more than the injury itself.
Martial arts insurance eases the financial pain of accidental injuries
Combat sports are great for your physical and mental health, and if you’re training or competing with Flip activated and get an injury that we cover, we give you a set cash payout for eligible claims, mostly within one business day.
Uncomplicated accidental martial arts injury cover
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something's gone wrong that you might have a lot of costs to pay.
We've created injury cover for martial arts accidents that's easy to understand, with no complicated add-ons or hidden catches.
Examples
These could apply to you or your child under Flip Active, or either of you under Flip Roaming.
 Covered | I was sparring with a black belt, got a punch in the face and knocked out a tooth which required an implant denture. |
 Not Covered | I indulged in a post-tournament hotdog, got food poisoning and had to extend my trip. |
Covered | I got kicked in the leg and it needed an x-ray and cast in the hospital emergency department. |
Not Covered | I left my armour at the dojo, and when I got back it was gone. |
Covered | I tore a ligament while working as a boxing coach and it needed two physiotherapy sessions. |
Not Covered | I tore a ligament while working at a burger bar. |
Covered | I bought a Flip subscription, tore my ACL and then had surgery in the hospital. |
Not Covered | I tore my ACL, bought a Flip subscription and then had surgery. |
Full details of your insurance including definitions are found in the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and Target Market Determination (TMD) docs.
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Popular activities that accidental injury insurance can be used for
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Choose how you Flip
We’ve provided the ultimately flexible insurance to suit your lifestyle.
Purchase cover for you/or your kids.
Under 18? Ask your parent/guardian to purchase your cover.
Under 18? Ask your parent/guardian to purchase your cover.
PREPAID | buy up front for a set period
Day cover
Buy as many days as you need for one off or occasional events
$7 a day
Week cover
For people looking for cover 4 days or more in a week
$25 a week
Subscription | for peace of mind that you’re always covered
Subscribe and save for peace of mind
Monthly and annual plans for people who are active throughout the year
$40 per month
Frequently Asked Questions
What is accidental injury insurance?
Accidental injury insurance policies provide cover if you have an injury in an accident, like a martial arts accident. Flip Active and Flip Kids are types of martial arts insurance that pay you money if you get hurt in an accident with an injury of a specified severity.
Can I get one-day insurance for accidental martial arts injuries?
Yes, you can buy Flip Active or Flip Kids for a single day, week or as a monthly subscription to provide peace of mind for injuries at martial arts events and competitions.
Do you cover extreme martial arts sports?
Yes. When your insurance cover is active, you’re covered for almost any sport, hobby or activity (except motorcycling or anything illegal), even extreme sports. Check the PDS for more detail.
Who is Flip’s accidental martial arts insurance for?
Flip currently welcomes people living in Australia between the ages of 5 and 64 to purchase our cover for martial arts accidents in Australia and New Zealand. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.
I turned my Flip insurance cover on after I injured myself in martial arts. Can I claim?
No. With Flip accidental injury insurance, you’re covered for a range of accidental sporting injuries that happen in Australia or New Zealand while your insurance is active. This means you’re not covered for anything that happens before your insurance starts or after it ends. To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.
Is Flip martial arts insurance a type of travel insurance?
No. Flip Active and Flip Kids insurance covers you for accidental injuries in Australia and New Zealand, but it is different to travel insurance because it pays you a set amount based on the injury you get. Some people use it in addition to travel insurance for extra protection, if they are doing something not covered by their travel insurance. Read our PDS to see if Flip is right for you.
Will you replace my equipment if it’s damaged in a martial arts accident?
Flip provides accidental injury insurance, so you get a cash payout depending on whether you have injuries of a specified severity. You can choose to spend your payout on anything you like, including equipment repairs.
Do you cover professional martial artists?
Yes, we welcome weekend warriors and professionals alike when they want martial arts injury insurance for accidents in general training, competitions or on event days in Australia and New Zealand.
If I have Flip Active or Flip Kids, am I (or my kids) only covered for accidental injuries that happen at martial arts events?
No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from running to catch a bus or jumping out of bed.
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