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About mountain biking insurance for accidental injuries
Mountain biking is the ultimate adrenaline rush but comes with risks. Whether you’re tackling unknown terrain or competing in a race, you can get cover for a range of accidental injuries.
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Accidental injury insurance policies provide cover if you have an injury in an accident, like a mountain biking accident. Flip Active, Flip Kids and Flip Roaming are types of MTB accident insurance that pay you money if you get hurt in an accident with a covered injury.
Yes, you can buy Flip Active or Flip Kids for a single day, week, season, or as a monthly or annual subscription to provide peace of mind for injuries while mountain biking.
Yes. When your insurance cover is active, you’re covered for almost any sport, hobby or activity (except motorcycling), even extreme sports. Check the PDS for more detail.
Flip currently welcomes people living in Australia between the ages of 5 and 64 to purchase our cover for MTB accidents. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.
No. With Flip accidental injury insurance, you’re covered for a range of accidental sporting injuries that happen while your insurance is active. This means you’re not covered for anything that happens before your insurance starts or after it ends. To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.
No. Flip Active, Flip Kids and Flip Roaming insurance covers you for accidental injuries, but it is different to travel insurance because it pays you a set amount based on the injury you get. Some people use it in addition to travel insurance for extra protection, if they are doing something not covered by their travel insurance. Read our PDS to see if Flip is right for you.
Flip provides accidental injury insurance, so you get a cash payout for approved claims if you suffer an eligible accidental injury. You can choose to spend your payout on anything you like, including equipment repairs.
Yes, we welcome weekend warriors and professionals alike when they want triathlon injury insurance for accidents in general training, competitions or on event days in Australia and New Zealand.
No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from running to catch a bus or jumping out of bed.
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