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Worried about accidental sports injuries?
Protect yourself (and your wallet) with personal sports insurance.
About Flip Sports Insurance
Imagine the convenience of being able to turn short term sports insurance on for just an event, trip or the whole season. You can go hard with the peace of mind that you’ve got cover for most accidental sporting injuries if something goes wrong.
- We approve most claims within one business day
- Covers accidents in Australia, NZ and, with Flip Roaming, for other covered countries
- Instant cover, or schedule in advance
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Switzerland, Sweden, United Kingdom
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Get active with confidence
Flip can give you extra peace of mind whether you want protection for yourself or your child.
While most sports are safe and exciting, accidents can happen.
Don't let an unexpected injury ruin your day – make sure you're protected with Flip.
Why accidental sports injury insurance is becoming more popular in Australia
Sports injuries are expensive
Sports injuries can be costly and aren’t necessarily covered by Medicare, private health insurance or travel insurance in full.
Sport insurance eases the financial pain of injuries
Sport is great for your physical and mental health, and if you’re playing sport with Flip activated and get an injury that we cover, we give you a set cash payout for eligible claims, mostly within one business day.
Uncomplicated accidental injury cover
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something’s gone wrong that you might have a lot of costs to pay. We've created accidental injury cover that's easy to understand, with no complicated add-ons or hidden catches.
Examples
These could apply to you or your child under Flip Active, or either of you under Flip Roaming.
 Covered | I went to a trail running competition, tripped on a rock and broke my tooth which required an implant. |
 Not Covered | I went to a trail running competition, got food poisoning and had to extend my trip. |
Covered | I got a concussion and needed urgent treatment in a hospital emergency department. |
Not Covered | I blacked out at a game, but never saw anyone about it. |
Covered | A tree branch ripped through my new climbing pants and I got a gash that needed stitches in the emergency department. |
Not Covered | I left my kit bag while I climbed the crag and when I got back it was gone. |
Covered | I sprained my wrist while working as a personal trainer which required 2 physiotherapy sessions. |
Not Covered | I sprained my wrist while working at a burger bar. |
Covered | I bought a Flip subscription, tore my ACL and then needed surgery. |
Not Covered | I tore my ACL, bought a Flip subscription and then needed surgery. |
Full details of your insurance including definitions are found in the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and Target Market Determination (TMD) docs.
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Popular sports that injury insurance can be used for
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Choose how you Flip
We’ve provided the ultimately flexible insurance to suit your lifestyle.
Purchase cover for you/or your kids.
Under 18? Ask your parent/guardian to purchase your cover.
Under 18? Ask your parent/guardian to purchase your cover.
PREPAID | buy up front for a set period
Day cover
Buy as many days as you need for one off or occasional events
$7 a day
Week cover
For people looking for cover 4 days or more in a week
$25 a week
Subscription | for peace of mind that you’re always covered
Subscribe and save for peace of mind
Monthly and annual plans for people who are active throughout the year
$40 per month
Frequently Asked Questions
What is sports insurance?
Sport insurance policies provide cover if you have an injury from a sporting accident. Flip Insurance offer types of sports insurance that pay you money if you get injured in an accident, on or off the pitch, where that requires certain treatments.
Do you cover extreme sports?
When you have an active Flip Active, Flip Kids or Flip Roaming policy, you or your child are covered for almost any sport, hobby or activity (except motorcycling) and even extreme sports. Check the PDS for more detail.
Does Flip cover professional athletes?
Yes, we welcome weekend warriors and professionals alike when they want personal sports insurance for general training, event days or competitions in a range of countries.
If I buy Flip cover, am I (or my kids) only covered for injuries that happen at sporting events?
No, when your sports insurance is active, you’re covered for accidental injuries in all sorts of situations, even when jumping out of bed.
How much is sports injury insurance?
Flip's sports injury insurance starts from $7 a day, $25 a week, or $40 for a monthly subscription. If travelling overseas, cover starts from $80 a week. You can cancel at any time.
I have private health insurance – can I still get sports injury insurance?
Sports injury insurance is different to private health insurance. Private health insurance covers treatments in hospitals as a private patient and can also cover extras like optical, dental and physio.
Flip’s sports accidental injury insurance can be used with private health insurance. If you make an eligible claim, you will get a cash payout that can be used however you like, for example, to help cover the cost of specialist gap or Uber/taxis if you can’t drive. Check the PDS for more detail.
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