Worried about accidental sports injuries?

Protect yourself (and your wallet) with personal sports insurance.

About Flip Sports Insurance
Imagine the convenience of being able to turn short term sports insurance on for just an event, trip or the whole season. You can go hard with the peace of mind that you’ve got cover for most accidental sporting injuries if something goes wrong.

  • We approve most claims within one business day
  • Covers accidents in Australia, NZ and, with Flip Roaming, for other covered countries
  • Instant cover, or schedule in advance
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Switzerland, Sweden, United Kingdom
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  • No quotes or lock-in contracts
  • Checkout in minutes
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Get active with confidence

Flip can give you extra peace of mind whether you want protection for yourself or your child.

While most sports are safe and exciting, accidents can happen.

Don't let an unexpected injury ruin your day – make sure you're protected with Flip.

Why accidental sports injury insurance is becoming more popular in Australia

Aussies love sport

Over 40% of us participate in sports every week, but it comes at a cost, with over 65,000 hospitalisations in 2020-21.

Sports injuries are expensive

Sports injuries can be costly and aren’t necessarily covered by Medicare, private health insurance or travel insurance in full.

Sport insurance eases the financial pain of injuries

Sport is great for your physical and mental health, and if you’re playing sport with Flip activated and get an injury that we cover, we give you a set cash payout for eligible claims, mostly within one business day.

Who do you want to look after?

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Choose how you Flip

We've made our insurance flexible so it fits your lifestyle.
Purchase cover for you/or your kids.
Under 18? Ask your parent or guardian to purchase your cover.
PREPAID | buy up front for a set period

Day cover

Buy as many days as you need for one off or occasional events
$7 a day

Week cover

For people looking for cover 4 days or more in a week
$25 a week

Or cover for the season

90 day or 180 day cover for active people & seasonal sport
From $1 a day
Subscription | for peace of mind that you’re always covered

Subscribe and save for peace of mind

Monthly and annual plans for people who are active throughout the year
$40 per month
or pay annually and save
$299 per year

Frequently Asked Questions

What is sports insurance?

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Sport insurance policies provide cover if you have a covered injury from a sporting accident. Flip Insurance offer types of sports insurance that pay you money if you get injured in an accident, on or off the pitch.

Do you cover extreme sports?

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When you have an active Flip Active, Flip Kids or Flip Roaming policy, you or your child are covered for almost any sport, hobby or activity (except motorcycling) and even extreme sports. Check the PDS for more detail.

Does Flip cover professional athletes?

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Yes, we welcome weekend warriors and professionals alike when they want personal sports insurance for general training, event days or competitions in a range of countries.

If I buy Flip cover, am I (or my kids) only covered for injuries that happen at sporting events?

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No, when your sports insurance is active, you’re covered for accidental injuries in all sorts of situations, even when jumping out of bed.

How much is sports injury insurance?

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Flip's sports injury insurance starts from $7 a day, $25 a week, , $99 for 90 days, $180 for 180 days, $40 for a monthly subscription or $299 for an annual subscription. If travelling overseas, cover starts from $80 a week. You can cancel at any time.

I have private health insurance – can I still get sports injury insurance?

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Sports injury insurance is different to private health insurance. Private health insurance covers treatments in hospitals as a private patient and can also cover extras like optical, dental and physio. 

Flip’s sports accidental injury insurance can be used with private health insurance. If you make an eligible claim, you will get a cash payout that can be used however you like, for example, to help cover the cost of specialist gap or Uber/taxis if you can’t drive. Check the PDS for more detail.