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Ski Japan, surf Indonesia or trek Canada with the peace of mind that you’ve got cover for a range of accidental injuries if something goes wrong.
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Flip Roaming is an accidental injury insurance designed for travelling Australians that pays you cash if you get hurt as a result of an accident in an overseas destination that we cover. It reimburses you for eligible overseas medical care and pays extra recovery cash if your injury is a covered injury.
No. Flip Roaming is different from commonly available forms of travel insurance because it covers you for accidental injuries only. While it provides cover for the costs of overseas medical care you receive, it also pays you a set amount based on the covered injury. Some people use Flip Roaming alongside travel insurance for extra protection, if they are doing something not covered by their travel insurance. Read our PDS to see if Flip is right for you.
Yes. When your insurance cover is active, you’re covered for almost any sport, hobby or activity (except motorcycling), even extreme sports like hang gliding or off-piste skiing. Check the PDS for more details.
Basic travel insurance policies may charge high premiums for adventure activities, or exclude some activities by default. With Flip Roaming, you’ve automatically got cover for (almost) any activity, including extreme adventure sports like skiing off-piste, running with the bulls, scuba diving, skydiving and base jumping (but excluding motorcycling), for the weeks you choose, for $80 a week. Check the PDS for more details.
No. Flip Roaming automatically includes cover for (almost) any activity. Whereas some traditional travel insurance policies require you to pay high premiums or excess, or purchase add-ons for adventure activities. Check the PDS for more details.
You’ve got cover for eligible injuries in Japan, Canada, Indonesia, Fiji, the UK, European Union countries, Switzerland and Norway. View all destinations here.
Eligible claims get up to $70K in cash payouts paid in Australian dollars direct to your Australian bank account. This includes overseas medical cash of up to $20K plus extra recovery cash of up to $50K, depending on the covered injury.
The overseas medical cash pays you back up to $20K for any eligible medical expenses you paid while overseas. The extra recovery cash of up to $50K can be spent on anything you like, from travel expenses, to rehab, to replacing damaged gear.
At this stage, you can only buy Flip Roaming by the week to provide peace of mind for injuries during your overseas travel.
Flip currently welcomes Australian residents between the ages of 5 and 64 to purchase our cover for overseas accidents in covered locations. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.
No. Flip Roaming covers you for accidental injuries (not illnesses) while you’re in covered destinations.
No. Flip Roaming helps with the costs of Accidental Injury.
The Overseas Medical Cash benefit reimburses the cost of eligible Overseas Medical Care as a result of an Accidental Injury.
The Extra Recovery Cash benefit pays extra cash amounts for eligible Accidental Injuries.
No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from whitewater rafting to jumping out of bed.
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