Australia’s first on-demand accidental injury cover
Pursue your passions with peace of mind and only pay for cover when you need it. Instant, affordable, simple and backed by HCF Life, so you know we’ll be there when you need us most.
We’re proud to be recognised as back-to-back winners of the WeMoney Life Insurance Innovation of the Year Award in 2023 and 2024.
But for us, the real win is helping more Aussies live with confidence.
Medicare and private health insurance can cover many health-related costs, but you can still be left out of pocket with unforeseen expenses as your recover.
Flip is an insurance cover provider. We’re owned by HCF Life, a subsidiary of Australia’s largest not-for-profit health fund, HCF. The Flip company was founded in 2021, and we set out on a mission to create insurance that people love by daring to be different.
Our mission is to create insurance that people love, by daring to be different.
This is how we do it:
Flip currently welcomes people that live in Australia, between the ages of 5 and 64.
This includes international students, people on working holiday visas and people on temporary working visas.
Unfortunately, you won’t be able to buy our current product if you or your child: