Overseas cover

Flip Roaming

Accidental injury insurance while overseas at a covered destination outside Aus/NZ. Up to A$70,000 in cash payouts.
Get reimbursed quickly with our Overseas Medical Cash. Learn more.
Plus, get Extra Recovery Cash, to help you recover. Learn more.
We cover most activities. Check the exclusions.
Check the destinations we cover.

Buy Roaming cover

Per person
1. Who needs cover?
Myself and kids
2. Select the travel destinations
Canada, European Union Countries, Norway, Japan, Papua New Guinea, Switzerland, United Kingdom
Japan (GMT +9)
3. Select the cover dates
Week 1:
Starting 9th Feb 2023
Week 2:
Starting 15th Feb 2023
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Frequently Asked Questions

Does Flip Roaming cover travel-related expenses like lost luggage, damaged equipment or repatriation?

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No. Flip Roaming helps with the costs of Accidental Injury.

The Overseas Medical Cash benefit reimburses the cost of eligible Overseas Medical Care as a result of an Accidental Injury.

The Extra Recovery Cash benefit pays extra cash amounts for eligible Accidental Injuries.

How long am I covered for?

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You can buy cover for one week at a time.

You can choose to start immediately and be covered from that time until the end of the week, or you can schedule it to start up to 12 months in advance and cover will start at 12:00am on that date.

Your Insurance will end 7 days after it starts, at 11:59pm on the 7th day. For example, if it starts on a Tuesday, it will end at 11:59pm on the following Monday.

When you buy cover, we’ll ask you to choose the closest region to where you're travelling and use that timezone.

What activities are excluded?

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  • Motorcycling (which includes dirt biking)
  • Illegal activities
  • Activities while taking illicit drugs or taking medication not as directed
  • Activities while being under the influence of alcohol
  • Work activities, unless your work is paid professional athlete, sports coach or sports referee

What if my plans change and I don’t need Flip Roaming anymore?

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To cancel a week that you’ve scheduled for a future date, simply head to Manage Cover on your Flip Dashboard and cancel that week for a full refund.

If the week already started, you won’t be able to cancel it, so you’ll stay covered for accidents until 11.59pm at the end of that week.

Do I have to pay an excess if I make a claim?

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No. The only thing you need to pay is the premium when you buy cover, which is $80 for one week.

Can I buy Flip Roaming for someone else?

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You can buy Flip Roaming on behalf of a child aged 5-17 living in Australia, if you are their parent or legal guardian.

Flip Roaming can’t be purchased on behalf of another adult, or another child who is not your child.

Does Flip Roaming include New Zealand?

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Flip Roaming doesn't provide cover for accidental injuries in New Zealand. But don't worry, we cover accidental injuries in New Zealand with our Flip Active and Flip Kids cover.

Do you cover all countries in Europe?

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Flip Roaming covers countries that are part of the European Union (EU).