About Cycling Insurance for accidental injuries
Imagine the convenience of turning short-term insurance on for race days, cycling events or holidays. You can go hard with the peace of mind that you’ve got cover for a range of accidental cycling injuries if something goes wrong.
Flip can give you extra peace of mind whether you want protection for yourself or your child.
While most sports are safe and exciting, cycling accidents can happen.
Don't let an unexpected injury ruin your day – make sure you're protected with Flip.
Cycling is one of the most popular activities in Australia, with an estimated 3.7 million people going for a ride in 2020-21. It carries a high risk of injury and caused around 17,300 hospitalisations in 2020-21, more than any other activity.
All those epic rides can lead to injuries that Medicare, private health insurance or travel insurance don’t necessarily cover in full. The financial pain can hurt more than the injury itself.
Cycling is great for your physical and mental health, and if you’re on a ride with Flip activated and get an injury that we cover, we give you a set cash payout for eligible claims, mostly within one business day.
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something's gone wrong that you might have a lot of costs to pay. We've created injury cover for cycling accidents that's easy to understand, with no complicated add-ons or hidden catches.
It is a type of personal insurance that provides cover if you have an injury from an accident. Flip has a range of accidental injury insurance products that offer cash payouts for eligible accidental injuries that happen whilst you're covered. There are no waiting periods and no cancellation fees. You can use your cash however you like, whether it’s on medical costs that aren’t covered by your insurance, Ubers to your appointments, or getting a babysitter or food delivery while you’re out of action. Whatever works for you.
Yes. Flip starts at $7 a day, with week and monthly subscription options too!
Yes. When your insurance cover is active, you’re covered for almost any sport, hobby or activity (except motorcycling), even extreme sports. Check the PDS for more detail.
Flip currently welcomes people living in Australia between the ages of 5 and 64 to purchase our cover for cycling accidents in a range of countries. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.
No. With Flip accidental injury insurance, you’re covered for a range of accidental sporting injuries that happen while your insurance is active. This means you’re not covered for anything that happens before your insurance starts or after it ends. To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.
Flip provides accidental injury insurance, so you get a cash payout depending on whether you have injuries of a specified severity. You can choose to spend your payout on anything you like, including bike repairs.
Yes, we welcome weekend warriors and professionals alike when they want cycling injury insurance for accidents in general training, competitions or on event days.
No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from running to catch a bus or jumping out of bed.
Flip's cycle injury insurance starts from $7 a day, $25 a week, or $40 for a monthly subscription. If travelling overseas, cover starts from $80 a week. You can cancel at any time.
Yes, you can buy Flip Active or Flip Kids for a single day, week or as a monthly subscription to provide peace of mind for injuries while cycling in Australia and NZ. If you want protection in other covered countries, you can buy Flip Roaming by the week.
No. Flip insurance covers you for accidental injuries in covered countries, but it is different to travel insurance because it pays you a set amount based on the injury you get. Some people use it in addition to travel insurance for extra protection, if they are doing something not covered by their travel insurance. Read our PDS to see if Flip is right for you.