Finding the right cycling insurance for a new routine
Peter first came across Flip at a cycling event. He was in the early days of his commuting journey and actively looking for a solution that fit his specific situation.
He already had private health insurance, but wanted something that would offer direct support if he had an accident on the road.
Flip provides cash payouts for eligible accidental injuries that can be used however you like. Peter decided the Flip Active subscription was a great fit for him to use as his cycling insurance for everyday peace of mind, and if he did have an accident, he could use the cash payout to help his recovery.
For him, the deciding factor was trust. “I didn’t know who Flip was at the time,” he admits. “But seeing that it was backed by HCF played a big part in me taking it up.”
Peace of mind for families
With his monthly subscription in place, Peter felt an immediate sense of relief, which extended to his family too. “I have two children,” says Peter. “And I think it gave my partner a bit of peace of mind as well.”
That confidence is something many families can relate to. Knowing that there’s some financial protection in place for the unexpected allows everyone to breathe a little easier. For Peter, his monthly Flip Active cover became a simple, effective way to cover some of the risks of his cycle commute. It was a small cost for the reassurance and sense of security.
The added bonus of everyday cover
While Peter’s main reason for getting Flip was his work commute, he appreciates the extra perk of having daily cover for other activities he’s doing.
“Having paid for the peace of mind that Flip gives me for my cycling, that cover also means that if I do engage in any other activities, I have cover for those as well for no additional cost, and I don’t even need to think about it,” he explains.
Whether it's a spontaneous game of tennis or the kind of freak accident that happens in everyday life, Peter likes knowing his Flip cover is already active in the background. After all, you never know when a simple DIY project might lead to a deep cut that needs stitches, or a rolled ankle playing chasey in the park could cause a painful sprain. He doesn’t have to think about turning cover on or off for these moments; this simple, continuous protection has become a valuable and effortless part of his life.
Happily, Peter has never had to make a claim. But for him, that’s not the point. The value is in the confidence it gives him to ride his bike every day, knowing he has a smart layer of protection in his corner.
Find your own flexible fit
Peter’s story is a great example of how Flip’s flexible options can be adapted to fit a specific need. He found a great solution for his daily routine, giving him and his family invaluable peace of mind.
If you’re trying to figure out which option is the right one for your unique lifestyle, check out our complete guide: How to choose the right Flip cover. As always, we can’t tell you what cover to buy, but it’s packed with simple advice to help you use Flip with total confidence. Always read our PDS to see if Flip is right for you.
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