What is Flip Active for Kids?

Accidental injury insurance for active kids

Flip Kids is accidental injury insurance for kids aged 5–17. Parents or legal guardians can buy cover for their children, with flexible options that work around busy family calendars and active lives.

From weekend sport and school camps to ski trips and everyday adventures, Flip Kids is designed for the way kids move through the world. And now, with pricing designed specifically for children and families, it’s even easier to match cover to the moments that matter.

If your child suffers an eligible accidental injury while their cover is active, Flip pays cash directly to you on approved claims. You can use that money however you want while they recover, whether that’s on physio, takeaway on a hectic weeknight or whatever else helps keep life moving.

Five ways Flip Active for Kids is different

1. It works around real life: Flip is on-demand insurance, so you buy it on days, weeks, months, seasons or stretches of time when your child is most at risk of accidental injury.
2. It has child pricing: Flip Active for Kids is priced specifically for children, making it a practical option for families who want to cover sport, camps, holidays and other big moments without overcommitting.
3. It’s easy to organise: You can sort cover ahead of time or get it organised quickly on the go when plans come together at the last minute.
4. It covers almost any activity: Flip covers most activities, so whether your child is into footy, netball, skateparks, pogo-sticking, bike riding or attempting to fly, there’s a good chance they’re covered (unless they are motorcycling - check the current PDS for details of what’s covered).‍
5. It gives you a financial buffer: Injuries can come with a range of unexpected costs, and Flip pays cash directly to you on approved claims so you can use it however you want while your child recovers.

Why we want to support active kids 

The research on kids and sport is very compelling. Australian studies consistently show that children who stay active in organised sport perform better at school and carry those benefits well into their teenage years.

What's equally striking is what can happen when they stop. Kids who drop out of sport tend to be less active, have higher body fat and report greater rates of depression by age 20 than those who stay involved.

At Flip, we think anything that makes it easier for parents to keep saying yes to sport, yes to the school camp and yes to the snow trip is a good thing. Flip Active for Kids is designed to give families an extra financial buffer when things don’t go to plan.

Flip Active for Kids in action

‍

Frequently asked questions

Who can buy Flip Active for Kids?

Any parent or legal guardian can buy Flip Active for Kids on behalf of a child aged 5–17 who lives in Australia.

What injuries are covered?

Flip covers a range of specified accidental injuries including fractures, ligament and tendon tears, dislocations, concussions, dental injuries and more. See the full list and benefit amounts in the current PDS.

What activities are covered?

Most sports and activities are covered, including contact sport, snow sports, water sports and general play. Motorcycling is excluded, along with a small number of other activities listed in the PDS.

How much does Flip Active for Kids cost?

Flip Active for Kids is priced specifically for children. You can buy a single day of cover for as little as $7, and there are longer cover options available too. Check the current pricing on the Flip Active for Kids page.

Can I buy cover just for one day?

Yes. You can buy a single day of cover, which makes it practical for tournaments, carnivals, day trips or any one-off occasion when you want extra peace of mind.

How does the claim process work?

See a health professional within 14 days of the accident, gather evidence of the injury, and submit a claim through the Flip app. Flip's claims team will assess it within a few business days and, if approved, pay cash directly to your bank account.